Northstar is a fully digital financial planning practice. That means expert, personalised financial advice — delivered entirely online, with no paperwork, no unnecessary travel, and no compromise on quality. Wherever you are in Ireland, we can work with you.
Traditional financial planning was built around in-person meetings — which meant geography determined who could access quality advice. If you lived outside a major city, your options were limited. If you had a demanding job or family commitments, finding time to travel to an office was a genuine barrier.
We have removed that barrier entirely. Our process is designed from the ground up to be delivered online — not as a compromise, but as a deliberate choice. Video meetings are flexible, focused, and just as personal as sitting across a desk. Documents are signed digitally in seconds. Your financial plan is always accessible. And because we are not tied to a single location, we can work with the right clients — not just the nearest ones.
"The quality of advice has nothing to do with whether you are in the same room. What matters is the conversation — and that works just as well on a screen."
You complete our online contact form — which includes a few short questions to help us understand your situation before we speak. Within two working days we will be in touch to arrange an introductory video call. No forms to post, no office to visit.
Our first proper meeting takes place via secure video call — typically Zoom or Microsoft Teams. We use screen sharing to walk through documents and figures together in real time. The meeting is recorded for your records if you wish. You can join from home, from work, or anywhere else — on your schedule.
We send you a secure digital questionnaire to gather the information we need — existing policies, pension details, income, assets and goals. No paper forms. Documents can be uploaded directly. The process is straightforward and we guide you through anything you are unsure about.
We build your financial plan using professional financial planning software. This produces clear, visual cashflow models — showing your projected financial position over time under different scenarios. We present this to you via video call, walking through every element of the plan at your pace.
Where documents require your signature — letters of authority, application forms, terms of business, suitability reports — we use secure digital signing technology. You receive a link, review the document, and sign with a click. No printing, no scanning, no posting. Signed copies are automatically saved to your record.
Where new financial products are required, applications are submitted electronically direct to insurers and product providers. You can track progress online. Once in place, you have direct online access to your pension, investment and protection policies through the provider's own client portal — your information, available whenever you need it.
Your annual review is conducted by video call. In between, you can reach us by phone or email. Your financial plan is updated and adjusted as your circumstances change — keeping you on track towards your goals year after year.
Every tool in our process has been chosen for security, reliability, and ease of use. You do not need to install anything or create accounts on our behalf — we manage the process and guide you through each step.
Zoom or Microsoft Teams for all client meetings — secure, reliable, and accessible on any device.
Professional cashflow modelling tools to project your financial position and test different scenarios visually.
Secure e-signature technology for all documents — legally binding, instant, and no printing required.
Direct electronic submission to insurers and product providers — faster processing and a full digital trail.
Encrypted online forms and document upload — your personal and financial data is handled securely at every step.
Direct online access to your pension, investment and protection policies through your providers' own secure portals — 24/7, on any device.
In our experience, yes — and in many ways better. Clients tell us that video meetings are more focused, easier to fit around busy lives, and remove the slight awkwardness that can come with sitting in an unfamiliar office. You are in your own space, comfortable, and can have your own documents and notes to hand.
The financial planning itself is identical regardless of how we meet. The conversations, the rigour, the quality of the plan — none of that changes. What changes is that you no longer need to take a half day off work to discuss your pension.
We serve clients in Dublin, Cork, Galway, Limerick and everywhere in between — many of whom have told us they would never have engaged with a financial planner if it had required regular travel to an office.
The first conversation takes about 30 minutes — by video call, at a time that suits you.
